What We Offer
Explore our full range of financial products and solutions
Deposit Products
We provide several deposits for customers which include: Savings Deposits, Current Deposits, Fixed Deposit, Thrift Schemes, and Target Savings.
Our Microfinance Bank also issues debit cards linked to customer accounts for ATM, POS, and online transactions. With our Card Use you can carry out ATM withdrawals, POS payments in stores, online purchases or a utility payment. The benefit of our card includes access to digital banking and reduces the need for physical visits to the bank.
Fees / Charges Collection
This service of ours involves helping businesses, schools, associations, and government agencies collect recurring or one-time payments.
This service includes: School fees collection (private schools, tertiary institutions), Association dues, Religious and NGO donations, and Local government or agency charges. The benefit includes streamlining income collection and reconciliation for our customers.
Local Fund Transfers & Remita Services
Local Fund Transfers: This service allows customers to send and receive money within Nigeria, across all commercial and microfinance banks. It enables individuals and businesses to move funds seamlessly, enhancing financial inclusion and digital banking usage.
Remita Services: With this service our customers can pay bills (WAEC, JAMB, electricity, etc.) directly through the bank. Salary Disbursements: MFBs can use Remita to pay salaries and vendor bills to multiple recipients from one dashboard.
Business Advisory & Credit Products
Business Advisory Services: We support MSMEs (Micro, Small, and Medium Enterprises) through professional guidance and capacity building, including business planning, financial management training, loan and investment guidance, and market access support.
Credit Products: We offer several credit products to suit every need, including Micro Loans, SME Loans, Overdrafts, Salary Advance, Civil Servants Credit Scheme, Agric Loans, and Agric Credit Guarantee Scheme (ACGS).